SpendScope Analyzer

Private, local credit card spending analysis
🔒 CSV stays on your device
No CSV loaded
🔒
Your CSV stays on your device.
Nothing is uploaded, transmitted to us, or retained by SpendScope Analyzer.
No account • No bank connection • No server processing
Click Load CSV in the upper-right corner to begin.
Monthly spendingClick to enlarge

Monthly detail

Click a month card to view every transaction in that month.
Spending by typeClick to enlarge
Categories are matched from merchant descriptions using expanded rules. Unrecognized merchants remain in Other.
Current type allocationClick to enlarge
Change a vendor once and the choice is remembered in this browser for future CSV loads.
Top merchantsClick to enlarge
All merchants found in the loaded CSV.
Likely recurring charges are merchants seen in at least 3 different months with a reasonably repeatable purchase pattern.
Purchases and credits by monthClick to enlarge

Monthly spending

Purchase totals by month. Click graph to enlarge.

Spending by type

Largest spending categories. Click graph to enlarge.

Top vendors

Highest total purchase spend by vendor. Click graph to enlarge.

Payments & Credits

Monthly positive-side card activity such as payments, refunds, and credits. Click graph to enlarge.
Largest chargesClick to enlarge